http://www.creditmomblog.com A Mom of Three Talks about Life, Credit and Raising her Boys Sat, 25 Oct 2008 20:04:37 +0000 http://backend.userland.com/rss092 en Are you making any changes to your personal spending habits due to the economic crisis?  Have your re-evalutated your family budget to determine where to cut back spending?  How much have you told your kids about your money situation?  As a full time career mom I pay for convenience.  I don't ... http://www.creditmomblog.com/personal-finance/personal-budgeting-6-money-savings-tips-for-todays-economy.html Nestled in between the economic crisis and the election is this little "holiday" named, Halloween.  I admit, I am so not focused on Halloween right now which is kind of tough since my 3 boys live for trick o treating and the hordes of candy they bring home.  I am ... http://www.creditmomblog.com/kids-and-money/kids-and-money-5-ways-to-spend-less-on-halloween-this-year.html I'm finding myself increasingly obsessed with watching CNN and reading post after post on financial and credit matters.  In fact as I write this post, I realize CNN has replaced my Ipod as back ground "music". While I'm trying not to allow the Wall Street woes affect me too much, it's nearly impossible.  We ... http://www.creditmomblog.com/personal-finance/personal-finance-found-a-great-new-site-creditfyi.html There is much debate on how much to tell your children about the current economy.  It's the main focus of the news, it's talked about in school and we live in an area where many parents work for major financial institutions. I feel it is important for children to understand the current economic ... http://www.creditmomblog.com/kids-and-money/kids-and-money-how-much-do-you-tell-them-about-the-economy.html The latest Palin buzz (after the lipstick on a pig comment) is a debate about Governor Palin's decision to return to work only 3 days after she gave birth to her youngest baby. See post on msnbc.com. Now, I'm not going to make this a political post, nor will I share ... http://www.creditmomblog.com/life-in-general/working-moms-palin-judged-on-returning-to-work.html I'm learning about children and allowance as I go.  There are a lot of people that pay money for chores for children, others require their children work outside the home to earn money and another parenting style is to provide allowance for no return in responsibilities at all.  I don't pass judgment ... http://www.creditmomblog.com/kids-and-money/kids-allowance-8-tips-on-paying-for-chores.html After much discussion about whether or not we could financially justify a summer vacation, we decided in favor and took a trip to the shore this week.  We cut our vacation down to 4 nights because we spent a lot of money sending our 3 kids to summer sleepaway camp this year.  When going on a family vacation, there ... http://www.creditmomblog.com/kids-and-money/summer-vacation-heres-the-cost.html Our 14 year old just completed week 2 on a budget.  To recap, week one he was given $50 to do a list of chores outside the typical "clean your room responsiblities".  Week 2, he was given $40 because he missed 2 chores on week one.  We gave him the ... http://www.creditmomblog.com/kids-and-money/kids-and-money-teaching-our-14-year-old-to-budget.html As I sit here preparing for my last post before we go on a much needed family vacation, many ideas run through my mind.  Do I blog about my son's struggle budgeting his weekly allowance?  Or the pile of bills waiting to be paid before we leave?  What about the $200 I ... http://www.creditmomblog.com/kids-and-money/summer-vacation-managing-the-cost.html Almost a month ago I posted about my twins' desire to replace their broken RockBand drums.  I'd love to say they have earned the money for new replacement drums by hard and earnest work but I can't say that.  Granted they were away in summer sleepaway camp for a month giving ... http://www.creditmomblog.com/kids-responsibilities/kids-and-allowance-still-counting-down-to-the-rockband-drums.html